Life Expectancy Tables 2024 Rmd. Divide your retirement account balance by the distribution period for your age. You must take your first rmd by april 1 of the year after you turn 73.

Use our rmd table to see how much you need to take out. You figure your required minimum distribution for 2024 by dividing your account balance at the end of 2023 by the life expectancy from table ii (joint life and last survivor expectancy) in appendix b.